Whether you’re travelling for work or play, there is a possibility of risk when venturing away from home. From losing luggage or scratching the rental vehicle, to injuring yourself or falling sick, the travel benefits included with your TD credit card can help you travel prepared.
Travel prepared with the travel benefits on your TD credit card. Depending on the TD credit card, travel benefits could include:
Credit card travel benefits can work in many ways. For example, they may:
Depending on the credit card you have, you could be eligible for a range of coverages, from trip cancellations, to lost baggage, to car rental accidents. Check your TD credit card travel insurance benefits here. It is important to read your certificate of insurance to understand which coverages you have with your credit card.
Travel Benefit
Travel Medical Insurance 1
You have coverage for eligible medical emergency expenses without even having to charge the trip to your card.
Trip Cancellation/Trip Interruption Insurance 2
You have coverage for up to $1500 per insured person for your trip.
Delayed and Lost Baggage Insurance 3
If your baggage is lost or delayed, each insured person has coverage for the purchase of essentials, such as clothing and toiletries.
Flight/Trip Delay Insurance 3
If your trip is delayed for over 4 hours, each insured person has coverage for the purchase of eligible food and accommodations.
Common Carrier Travel Accident Insurance 4
Up to $500,000 of coverage for covered losses while travelling on a common carrier (for example, a bus, ferry, plane, train or auto rental).
Auto Rental Collision/Loss Damage Insurance 5
You can get auto rental insurance coverage for collision, loss or damage for up to 48 consecutive days.
Emergency Travel Assistance Services 6
Help is just a call away, with toll-free access to assistance in the event of a personal emergency while travelling.
Hotel/Motel Burglary Insurance 7
Up to $2500 of coverage per occurrence for personal items stolen from your hotel/motel room, if charged to your card.
There are a number of scenarios when having travel benefits on your credit card may be beneficial.
It’s your first family trip, your flight’s been cancelled, and you’ve missed your connection. Fortunately, Trip Cancellation Insurance 2 may provide coverage for the cost of your required hotel room.
Imagine finally being able to travel only to then lose your luggage. Thankfully, Delayed and Lost Baggage insurance 3 can help cover a portion of the loss.
While driving to your annual sales meeting, you get into a minor collision and damage the rental vehicle. Thankfully, your Auto Rental Collision/Loss Damage Insurance 5 could help you get back on your way.
If you love to travel the world and experience new places and cultures, a TD® Aeroplan® Visa* Credit Card might be for you.
TD Travel Rewards Cards let you earn points on everyday purchases that can be redeemed for flights, hotels and much more.
Earn cash back on purchases, which can be redeemed whenever you want – for what is most essential to you.
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1 Underwritten by TD Life Insurance Company. Medical and claims assistance, claims payment and administrative services are provided by our Administrator. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, then the optional Travel Medical Insurance that may be medically underwritten and is available for purchase to all TD customers, which you may be eligible to top up with. The day of departure from and the day of return to your province or territory of residence each count as one full day.
2 Underwritten by TD Life Insurance Company (for medical covered causes) and TD Home and Auto Insurance Company (for non-medical covered causes). To be eligible for this insurance, at least 75% of your trip cost must be paid for using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions, including a pre-existing condition exclusion, that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement. Note that this insurance offers different benefits, with different terms and conditions, than the optional Trip Cancellation and Trip Interruption Insurance that is available to all TD customers.
3 Underwritten by TD Home and Auto Insurance Company. To be eligible for this coverage, at least 75% of your trip cost must be paid for using your TD Credit Card and/or associated Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
4 Underwritten by TD Life Insurance Company. To be eligible for this coverage, your trip must be paid for in full using your TD Credit Card and/or Aeroplan points. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificate of Insurance included with your TD Credit Cardholder Agreement.
5 Underwritten by TD Home and Auto Insurance Company. Car rentals must be charged in full to the Card and/or associated Aeroplan points, cannot exceed 48 consecutive days and the rental agency’s Collision Damage Waiver(CDW) coverage must be declined by the Cardholder. Please note, in some jurisdictions, rental agencies may require you to purchase the CDW coverage from them — it is important to call before booking your car rental to confirm their insurance requirements. Refer to the Auto Rental Collision/Loss Damage Insurance section of your TD Credit Cardholder Agreement for rental exclusions and further details.
6 Provided by our Administrator under a service agreement with TD Life Insurance Company. This is not an insurance benefit but assistance services only.
7 Insurance coverages are underwritten by American Bankers Insurance Company of Florida (ABIC) under Group Policy TDA112020. Benefits, features and coverages are subject to conditions, limitations and exclusions that are fully described in the Certificates of Insurance included with your TD Credit Cardholder Agreement. ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant ®. ®Assurant is a registered trademark of Assurant, Inc.
* Trademark of Visa Int., used under license.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.