Credit reporting requirements (FCRA)

Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.

Featured topic

On June 11, 2024, the CFPB issued a proposed rule on consumer reporting of medical information and a Fast Facts summary

In July 2021, the CFPB issued a COVID-19-related FCRA Enforcement Compliance Bulletin regarding consumer rental information, and in June 2020, the CFPB issued COVID-19 FCRA Frequently Asked Questions

related to the CARES Act.

Rules

Browse consumer reporting final rules to see specific amendments made by each final rule to Regulation V.

Regulations and official interpretations

[For relevant requirements, browse also the FCRA at 15 U.S.C. 1681 to 1681x

Rules related to credit reporting

Sign up for updates about consumer reporting rule implementation topics, such as credit reporting.

Quick references

Proposed rule changes and related notices

Guides

Supervision and examination materials

Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.

Compliance bulletins

Advisory Opinion

Forms

Downloadable versions of the model forms that were published in the Regulation V/FCRA rules.

Additional materials

Resources prepared by other agencies that provide general information. These materials are not provided by the Bureau and may not necessarily represent the Bureau’s views or interpretations.

Contact Information

Regulation inquiries

If you have a question about the Bureau’s rules and the statutes we implement, please first review the regulations and official interpretations (commentary) as well as the available guidance and compliance resources.

If you still have a question, you may submit it using the link below.