Accomplish more with our Business bank account

Our account for businesses with turnover above £1m. Or, for businesses with turnover below £1m who have been trading for over a year.
No minimum monthly charge. Only pay for what you use. 24/7 banking. Online, on the phone and via the app. Get a dedicated Relationship Manager (turnover and eligibility criteria apply). Free accounting software from FreeAgent included. FSCS deposit protection (eligibility criteria apply).

NatWest business banking is available to eligible customers over 18. Eligibility criteria and Terms apply. Click apply now for more information. FreeAgent is free subject to client retaining their NatWest business banking current account. Optional add-ons may be chargeable. Online Banking available to customers with a NatWest account. App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries.

There's also:

Lending and cash management

Finance is subject to status. Security may be required. Product fees may apply.

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Sprint ahead with Accelerator

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Specialist business support

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Free banking on everyday transactions for 2 years when you switch to us

If you've got an annual turnover of up to £2m and switch your business account to us using the full Current Account Switch Service, we'll give you 2 years of free banking on everyday transactions.

Everything will be moved across from your old account to your new account for you, all within 7 working days, including Direct Debits and Standing Orders.

Switch offer is not available to customers switching a Royal Bank of Scotland or Ulster Bank business current account to NatWest. Not currently available for Mettle accounts.

Free banking means the charges for the day to day running of your account (known as your service charges) won’t apply during the free banking period. Charges for unarranged overdrafts, Bankline, international payments and any additional services are not part of the free banking offer. At the end of the free banking period, you’ll be automatically moved to the Standard Tariff. Not currently available for Mettle accounts.

Already started an application?

Log in to continue or check the status of your application in our online application centre You can use the same details that you created when you applied for your business account. If you haven’t already set up access to your online application centre, you can create a login now

Questions about this account?

Can I use the Current Account Switch Service to move my business account to NatWest?

Yes. The Current Account Switch Service makes moving your business bank account to NatWest easy. To find out about switching, check out the Current Account Switch Service.

Can I get an overdraft?

Yes, with this account you can apply for an overdraft. Applications for a business overdraft are subject to approval. If you apply for credit facilities, security may be required and product fees may apply. To find out more, use our Eligibility Checker.

What do I need to open a Business bank account?

You’ll need the personal details of all of the partners, members or directors of the business (including their home addresses for the last 3 years). You’ll also need your business details. This includes your Company’s Registration Number (provided by Companies House) if you’re a limited company. All the details are in the "Apply now" section, which will help you to prepare.

What is a Loan Servicing Account?

A loan servicing account is only required if you are currently in the process of applying for a business loan and you do not have or wish to have a business current account with us. This account will only enable you to deposit funds with the bank to meet your monthly loan repayment. It CAN NOT be used to support day to day business transactions like taking payments from customers or making payments to suppliers and for this you will need to apply for a business current account. If you have business current account with us you will be able to apply for loans and overdrafts in the future without the need to open an additional loan servicing account.